Why Mukuru?

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Watch and Learn

Don't feel like reading? Watch this short clip to learn more about our money transfer service. It really is all we make it out to be. Easy, quick and safe!

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Fast and Easy

Send and receive money instantly. With a simple process and efficient systems, sending money is a quick, painless experience for you and your recipient.

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Really Convenient

Use your cellphone, a computer, call our centre or walk into one of our branches. You can pay at almost any retailer in South Africa. There really is a solution to suit everyone.

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Trusted and Secure

We don't take short cuts when it comes to your security and we continually update our systems to keep it that way. Your personal information and the money you send are kept safe and secure.

Send money to any of these countries with Mukuru

Zimbabwe Cow Zimbabwe
Malawi Cow Malawi
Zambia Cow Zambia
Mozambique Cow Mozambique
Botswana Cow Botswana
Lesotho Cow Lesotho
Namibia Cow Namibia

6 Ways to Send Money

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Free USSD:

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Visit mobile site:

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Download the
Mukuru App here

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Live Chat Online

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Call Us:

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Leave your detail below,
and we'll contact you

Connect with us

Happening now

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    Mercy Linda just sent money

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    Belinda just received money

Want us to call you?


All mobile numbers need to be entered in this format.

Coutry Code, Network prefix (no leading 0), Mobile Number.

For example, the mobile number 072 244 3259 in South Africa would be formatted like this:


How to get started

Get Docs Ready
You can do a light or full registration depending on the documents you have. A light registration will let you send up to R3000 a day and up to R10 000 a month. A full registration is needed to send more or to get a Mukuru Card and funeral cover.


All you need is a

Proof of Identity

Bring one of the following:

  • South African ID - you are a South African OR
  • South African Passport - you are a South African OR
  • Foreign Passport - you are NOT a South African OR
  • Asylum papers - you have been granted asylum in South Africa OR
  • ETD - Emergency Travel Document.
  • BI-1155 - if you have applied for regularisation, you can bring your stamped BI-1155 form, plus any photo ID.


Including your proof of identity you will also need

Proof of Income   

Bring one of the following:

Proof of Residency

Bring one of the following:

  • Utility Bill - you have an account with electricity, telephone, television OR
  • Bank Statement - you have a bank account in South Africa OR
  • Landlord's letter confirming you are staying at his/her address PLUS a utility bill in the landlord's name.
Sign Up

Signing up is quick and easy. Just pop into one of our branches, contact a Mukuru Consultant, visit a PEP Store or just give us a call and we will help you find the closest registration point to you.

Place Order

Once you're signed up, place your order using:


We'll send your deposit instructions to your cellphone. You can choose to pay at a different place every time you send money or you can use your Mukuru Money card.

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We will sms your recipient collection details as soon as we receive your payment. Recipients will be able to collect from any of our partners listed below.


Send Money Home


Chase Bank Rafiki Deposit taking microfinance


TNM Shops PostDotNet Mpamba NBS Bank PostDotNet Zoona Opportunity Bank


Mkesh Standard Bank




Mukuru Africa Vodacom Mpesa


Inter Africa Zoona


Agribank CABS CBZ Bank Ecobank EcoCash GetBucks OK Zimbabwe POSB Send Money Home Stanbic Bank Telecash Metro Peech and Browne
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More Mukuru services

Mukuru Money
All our clients qualify for a Mukuru Money debit card. With a Mukuru Money account you can:
  • Have your salary deposited straight into your account by your employer
  • Pay for Mukuru orders without having to leave your home
  • Buy airtime
  • Use your card at retailers for free
  • Withdraw cash at any ATM

If you already have a bank account Mukuru Money can be used as a secondary account to manage your money transfers.

To see the fee structure click here

For more information or to get your card contact us on 0860018555 or dial *130*567#.

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Mukuru Cover
Planning your funeral might be the last thing on your mind, but don't let your loved ones carry the burden.

With Mukuru Cover you can plan ahead for a dignified funeral and provide your family with peace of mind. All Mukuru Cover policies come with the added benefit of repatriation on the death of the person insured.

We have single member and family funeral cover options to meet everyone's needs. Mukuru Cover is underwritten by Guardrisk.

For more information or to get Mukuru Cover contact us on 0860018555 or fill in this form and we will call you back.

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What others have to say about us

  • PC Tech
  • BBC News
  • Business Day Live
  • Bloomberg