Why Mukuru?

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Fast and Easy

Send and receive money instantly. With a simple process and efficient systems, sending money is a quick, painless experience for you and your recipient.

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Really Convenient

Use your cellphone, a computer, call our centre or walk into one of our branches. You can pay at almost any retailer in South Africa. There really is a solution to suit everyone.

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Trusted and Secure

We don't take short cuts when it comes to your security and we continually update our systems to keep it that way. Your personal information and the money you send are kept safe and secure.

Send money to any of these countries with Mukuru

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6 Ways to Send Money

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Free USSD:

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Visit mobile site:

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Download the
Mukuru App here

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Live Chat Online

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Call Us:

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Leave your detail below,
and we'll contact you

Connect with us

Happening now

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    Mandlaenkosi just received money

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    Tichaona just sent money

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    Raphael just received money

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    Raphael just received money

Want us to call you?


All mobile numbers need to be entered in this format.

Coutry Code, Network prefix (no leading 0), Mobile Number.

For example, the mobile number 072 244 3259 in South Africa would be formatted like this:


How to get started

Get Docs Ready
To sign up you're going to need the following doc's:

Proof of Identity

Bring one of the following:

  • South African ID - you are a South African OR
  • South African Passport - you are a South African OR
  • Foreign Passport - you are NOT a South African OR
  • Asylum papers - you have been granted asylum in South Africa OR
  • ETD - Emergency Travel Document.
  • BI-1155 - if you have applied for regularisation, you can bring your stamped BI-1155 form, plus any photo ID.

Proof of Income

Bring one of the following:


Proof of Residency

Bring one of the following:

  • Utility Bill - you have an account with electricity, telephone, television OR
  • Bank Statement - you have a bank account in South Africa OR
  • Landlord's letter confirming you are staying at his/her address PLUS a utility bill in the landlord's name.
Sign Up

Signing up is quick and easy. Visit your nearest Inter Africa Branch or give us a call and we will connect you with your closest Mukuru consultant.


Contact one of our consultants

  • Consultants can facilitate your signup process.
  • To find your nearest consultant contact our call center at 0860018555
  • or Dial *130*567# for free and we will call you.
Place Order

Once you're signed up, place your order using:


We'll send your deposit instructions to your cellphone. You can choose to pay at a different place every time you send money or you can use your Mukuru Money card.

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We SMS your recipient with instructions to collect their money INSTANTLY nationwide

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More Mukuru services

Mukuru Money
All our clients qualify for a Mukuru Money debit card. With a Mukuru Money account you can:
  • Have your salary deposited straight into your account by your employer
  • Pay for Mukuru orders without having to leave your home
  • Buy airtime
  • Use your card at retailers for free
  • Withdraw cash at any ATM

If you already have a bank account Mukuru Money can be used as a secondary account to manage your money transfers.

For more information or to get your card contact us on 0860018555 or dial *130*567#.

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Mukuru Cover
Planning your funeral might be the last thing on your mind, but don't let your loved ones carry the burden.

With Mukuru Cover you can plan ahead for a dignified funeral and provide your family with peace of mind. All Mukuru Cover policies come with the added benefit of repatriation on the death of the person insured.

We have single member and family funeral cover options to meet everyone's needs. Mukuru Cover is underwritten by Guardrisk.

For more information or to get Mukuru Cover contact us on 0860018555.

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What others have to say about us

  • PC Tech
  • BBC News
  • Business Day Live
  • Bloomberg